{"id":86,"date":"2012-12-23T12:46:34","date_gmt":"2012-12-23T04:46:34","guid":{"rendered":"http:\/\/www.gpcommon.org\/ch\/?p=86"},"modified":"2018-11-28T14:53:29","modified_gmt":"2018-11-28T06:53:29","slug":"citi-foundation-investing-for-financial-inclusion","status":"publish","type":"post","link":"http:\/\/www.gpcommon.org\/ch\/2012\/12\/23\/citi-foundation-investing-for-financial-inclusion\/","title":{"rendered":"\u82b1\u65d7\u57fa\u91d1\u4f1a\uff1a\u6295\u8d44\u4ea7\u54c1\u3001\u673a\u4f1a\u4e0e\u4eba\uff0c\u5b9e\u73b0\u91d1\u878d\u666e\u60e0"},"content":{"rendered":"<p><!--?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"no\"?--><\/p>\n<div>\n<div>\u539f\u6587\uff1a<a title=\"Citi Foundation: Investing in Products, Access and People for Financial Inclusion\" href=\"http:\/\/www.forbes.com\/sites\/skollworldforum\/2012\/11\/27\/citi-foundation-investing-in-products-access-and-people-for-financial-inclusion\/\" target=\"_blank\">Citi Foundation: Investing in Products, Access and People for Financial Inclusion<\/a><\/div>\n<div>\u4f5c\u8005\uff1aPamela P. Flaherty<\/div>\n<div>\u8bd1\u8005\uff1a\u8d56\u4f50\u592b<\/div>\n<\/div>\n<div>\n<hr style=\"width: 100%;\" width=\"100%\" \/>\n<\/div>\n<div><span style=\"color: #ff6600;\">Helen Li \u00a0\u6ce8\uff1a\u4f01\u4e1a\u57fa\u91d1\u4f1a\u7684\u8d44\u91d1\u5927\u591a\u76f4\u63a5\u6765\u6e90\u4e8e\u4f01\u4e1a\uff0c\u800c\u57fa\u91d1\u4f1a\u4e0e\u4f01\u4e1a\u7684\u5173\u7cfb\u5374\u4e0d\u5c3d\u76f8\u540c\uff0c\u8fd9\u4e2a\u5173\u7cfb\u4e3b\u8981\u53ef\u4ee5\u4ece2\u4e2a\u7ef4\u5ea6\u6765\u89c2\u5bdf\uff1a\u4e00\u662f\u57fa\u91d1\u4f1a\u8fd0\u8425\u7684\u72ec\u7acb\u7a0b\u5ea6\uff0c\u4e8c\u662f\u57fa\u91d1\u4f1a\u6d3b\u52a8\u4e0e\u4f01\u4e1a\u6218\u7565\u7684\u5173\u8054\u5ea6\u3002\u4e00\u4e9b\u57fa\u91d1\u4f1a\u5b8c\u5168\u72ec\u7acb\u4e8e\u4f01\u4e1a\uff0c\u76f8\u5bf9\u7b80\u5355\uff1b\u800c\u66f4\u591a\u65f6\u5019\uff0c\u4f01\u4e1a\u57fa\u91d1\u4f1a\u4e0e\u4f01\u4e1a\u4e4b\u95f4\uff0c\u8fd8\u90fd\u6709\u7740\u4e0d\u540c\u7a0b\u5ea6\u7684\u7ea0\u7ed3\u3002\u5728\u8fc7\u53bb\uff0c\u4f01\u4e1a\u57fa\u91d1\u4f1a\u6709\u65f6\u88ab\u89c6\u4e3a\u4f01\u4e1a\u7684\u7231\u5fc3\u6216\u8005\u8bf4\u793e\u4f1a\u8d23\u4efb\u7684\u4f53\u73b0\uff0c\u6709\u65f6\u751a\u81f3\u53ea\u662f\u670d\u52a1\u4e8e\u4f01\u4e1a\u7684\u516c\u5173\u548c\u5e02\u573a\u9700\u6c42\uff0c\u5f88\u591a\u4f01\u4e1a\u57fa\u91d1\u4f1a\u56e0\u6b64\u88ab\u89c6\u4e3a\u4e00\u9879\u652f\u51fa\u3002\u800c\u8fd1\u5e74\u6765\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u7814\u7a76\u8005\u548c\u5b9e\u8df5\u8005\u5f00\u59cb\u91cd\u65b0\u5ba1\u89c6\u4f01\u4e1a\u57fa\u91d1\u4f1a\u4e0e\u4f01\u4e1a\u4e4b\u95f4\u7684\u5173\u7cfb\uff0c\u5f00\u59cb\u8ba4\u8bc6\u5230\u4f01\u4e1a\u57fa\u91d1\u4f1a\u548c\u4f01\u4e1a\uff0c\u9664\u4e86\u8d44\u91d1\u7684\u5173\u7cfb\uff0c\u5176\u5b9e\u8fd8\u53ef\u4ee5\u5f62\u6210\u66f4\u4e3a\u826f\u6027\u7684\u4e92\u52a8\u5173\u7cfb\uff0c\u65e2\u80fd\u4fc3\u6210\u57fa\u91d1\u4f1a\u7684\u793e\u4f1a\u4f7f\u547d\uff0c\u8fd8\u80fd\u4fc3\u8fdb\u4f01\u4e1a\u7684\u5546\u4e1a\u76ee\u6807\u3002<\/span><\/div>\n<div><span style=\"color: #ff6600;\">\u00a0[break]<\/span><\/div>\n<div><span style=\"color: #ff6600;\">\u90a3\u4e48\uff0c\u600e\u4e48\u505a\u624d\u80fd\u8fbe\u6210\u8fd9\u6837\u4e00\u79cd\u826f\u6027\u7684\u4e92\u52a8\u5462\uff1f \u82b1\u65d7\u57fa\u91d1\u4f1a\u63d0\u4f9b\u4e86\u4e00\u4e2a\u5f88\u597d\u7684\u6848\u4f8b\u3002\u82b1\u65d7\u57fa\u91d1\u4f1a\u8fd1\u5e74\u6765\u7684\u8d44\u52a9\u989d\u57fa\u672c\u4fdd\u6301\u5728\u5168\u7f8e\u4f01\u4e1a\u57fa\u91d1\u4f1a\u7684\u524d10\u540d\u3002\u8fd9\u6837\u5927\u89c4\u6a21\u7684\u8d44\u52a9\u8d44\u91d1\uff0c\u4ed6\u4eec\u4ee5\u524d\u4e00\u76f4\u91c7\u7528\u5929\u5973\u6563\u82b1\u5f0f\u7684\u8d44\u52a9\u65b9\u5f0f\uff0c\u771f\u6709\u70b9\u201d\u98de\u5165\u4eba\u95f4\u65e0\u5904\u5bfb\u201c\u7684\u610f\u601d\u3002\u5728\u4e0b\u9762\u8fd9\u7bc7\u6587\u7ae0\u91cc\uff0cPamela Flaherty\u63cf\u8ff0\u4e86\u57fa\u91d1\u4f1a\u5982\u4f55\u8f6c\u53d8\u4e86\u8d44\u52a9\u6218\u7565\u3002\u8fd9\u4e9b\u8f6c\u53d8\uff0c\u5f52\u7eb3\u8d77\u6765\u6709\u51e0\u4e2a\u8981\u70b9\uff1a<\/span><\/div>\n<div>\n<ul>\n<li><span style=\"color: #ff6600;\">\u805a\u7126\u8d44\u52a9\u9886\u57df\u3002<\/span><\/li>\n<li><span style=\"color: #ff6600;\">\u5145\u5206\u5229\u7528\u4f01\u4e1a\u7684\u5168\u9762\u8d44\u6e90\uff0c\u9664\u8d22\u52a1\u8d44\u6e90\u5916\uff0c\u8fd8\u6709\u77e5\u8bc6\u3001\u6280\u80fd\u3001\u4eba\u624d\u3001\u6e20\u9053\u7b49\u3002<\/span><\/li>\n<li><span style=\"color: #ff6600;\">\u4ece\u5173\u6ce8\u6d3b\u52a8\uff08outcome\uff09\u672c\u8eab\uff0c\u8f6c\u53d8\u4e3a\u5173\u6ce8\u6548\u679c\u548c\u5f71\u54cd\u529b\uff0c\u5e76\u8fdb\u884c\u6d4b\u8bc4<\/span><\/li>\n<li><span style=\"color: #ff6600;\">\u5145\u5206\u53d1\u6325\u57fa\u91d1\u4f1a\u7684\u4e2d\u7acb\u548c\u67a2\u7ebd\u4f5c\u7528\uff0c\u8fde\u63a5\u975e\u8425\u5229\u673a\u6784\u3001\u5546\u4e1a\u673a\u6784\u3001\u653f\u5e9c\u90e8\u95e8\uff0c\u4f7f\u5176\u5404\u5c3d\u6240\u80fd\uff0c\u5e76\u4fc3\u8fdb\u5404\u65b9\u5229\u76ca\u7684\u5b9e\u73b0\u3002<\/span><\/li>\n<li><span style=\"color: #ff6600;\">\u6295\u8d44\u7814\u7a76\u548c\u601d\u60f3\u9886\u5bfc\u529b\uff0c\u4e3a\u6148\u5584\u5b9e\u8df5\u548c\u521b\u65b0\u5bfb\u627e\u7406\u8bba\u652f\u6301\u3001\u6269\u5927\u63a8\u5e7f\u5e73\u53f0\u548c\u6e20\u9053<\/span><\/li>\n<\/ul>\n<div>[break]<\/div>\n<div><span style=\"color: #ff6600;\">\u7531\u4e8e\u8fd9\u7bc7\u6587\u7ae0\u4e3b\u8981\u662f\u4ece\u57fa\u91d1\u4f1a\u6218\u7565\u7684\u89d2\u5ea6\u6765\u9610\u8ff0\uff0c\u6240\u4ee5\u5b83\u6ca1\u6709\u8be6\u7ec6\u8bba\u8ff0\u57fa\u91d1\u4f1a\u4e0e\u82b1\u65d7\u96c6\u56e2\u7684\u5173\u7cfb\uff0c\u4ee5\u53ca\u57fa\u91d1\u4f1a\u6218\u7565\u548c\u5b9e\u8df5\u5bf9\u82b1\u65d7\u96c6\u56e2\u7684\u5f71\u54cd\u3002\u4e8b\u5b9e\u4e0a\uff0c\u57fa\u91d1\u4f1a\u7406\u4e8b\u4f1a\u6210\u5458\u5927\u90e8\u5206\u662f\u82b1\u65d7\u96c6\u56e2\u7684\u6838\u5fc3\u9886\u5bfc\uff0c\u800c\u57fa\u91d1\u4f1a\u5458\u5de5\u4e2d\u4e5f\u6709\u4e0d\u5c11\u4eba\u6765\u81ea\u82b1\u65d7\u96c6\u56e2\uff0c\u751a\u81f3\u57fa\u91d1\u4f1a\u9ad8\u5c42\u7684\u85aa\u8d44\u90fd\u5728\u96c6\u56e2\u8d22\u52a1\u4e2d\u4f53\u73b0\u3002\u540c\u65f6\uff0c\u57fa\u91d1\u4f1a\u7684\u8d44\u52a9\u5730\u57df\u96c6\u4e2d\u5728\u82b1\u65d7\u96c6\u56e2\u6709\u4e1a\u52a1\u6d3b\u52a8\u76841000\u4f59\u4e2a\u793e\u533a\u3002\u57fa\u91d1\u4f1a\u5728\u8ffd\u6c42\u91d1\u878d\u666e\u60e0\u3001\u5e2e\u52a9\u4f4e\u6536\u5165\u4eba\u7fa4\u7684\u540c\u65f6\uff0c\u5ba2\u89c2\u4e0a\u4e5f\u80fd\u4e3a\u96c6\u56e2\u57f9\u517b\u672a\u6765\u5ba2\u6237\u548c\u957f\u671f\u5ba2\u6237\uff0c\u5e76\u5728\u793e\u533a\u4e2d\u4e3a\u96c6\u56e2\u8425\u9020\u4e86\u66f4\u4e3a\u79ef\u6781\u7684\u4e1a\u52a1\u73af\u5883\uff0c\u65e0\u8bba\u662f\u5ba2\u6237\u5173\u7cfb\u8fd8\u662f\u653f\u5e9c\u5173\u7cfb\u3002\u53e6\u5916\uff0c\u57fa\u91d1\u4f1a\u5728\u8c03\u52a8\u96c6\u56e2\u4eba\u624d\uff08\u5982\u4e0b\u6587\u7684\u5c0f\u989d\u4fe1\u8d37\u90e8\u95e8\uff09\u65f6\uff0c\u540c\u65f6\u63d0\u9ad8\u4e86\u5458\u5de5\u53c2\u4e0e\u548c\u6295\u5165\uff1b\u800c\u7814\u7a76\u8868\u660e\uff0c\u8fd9\u7c7b\u5b9e\u8df5\u5bf9\u4e8e\u63d0\u9ad8\u5458\u5de5\u6548\u7387\u548c\u5fe0\u8bda\u5ea6\u662f\u5927\u6709\u52a9\u76ca\u7684\u3002\u4ece\u8fd9\u4e2a\u89d2\u5ea6\u4e0a\u8bf4\uff0c\u867d\u7136\u82b1\u65d7\u57fa\u91d1\u4f1a\u8d44\u52a9\u989d\u5de8\u5927\uff082011\u5e74\uff0c\u82b1\u65d7\u57fa\u91d1\u4f1a\u8d44\u52a9\u989d\u9ad8\u8fbe$7,600\u4e07\uff0cForm-990-PF, 2011)\uff0c\u4f46\u8fd9\u4e9b\u8d44\u52a9\uff0c\u5bf9\u4e8e\u82b1\u65d7\u96c6\u56e2\uff0c\u5e76\u975e\u5168\u662f\u82b1\u8d39\uff0c\u800c\u53ef\u4ee5\u79f0\u5f97\u4e0a\u662f\u6295\u8d44\u3002<\/span><\/div>\n<div><span style=\"color: #ff6600;\">\u00a0[break]<\/span><\/div>\n<div><span style=\"color: #ff6600;\">\u56fd\u5185\u5f88\u591a\u4f01\u4e1a\u57fa\u91d1\u4f1a\u8fd8\u5728\u63a2\u7d22\u5b9a\u4f4d\u53ca\u6218\u7565\uff0c\u65e0\u8bba\u4f01\u4e1a\u57fa\u91d1\u4f1a\u662f\u5426\u5b8c\u5168\u72ec\u7acb\u4e8e\u4f01\u4e1a\uff0c\u82b1\u65d7\u57fa\u91d1\u4f1a\u7684\u6218\u7565\u8f6c\u578b\u90fd\u662f\u503c\u5f97\u501f\u9274\u7684\u3002<\/span><\/div>\n<\/div>\n<div>\u00a0[break]<\/div>\n<div><a href=\"http:\/\/www.gpcommon.org\/ch\/wp-content\/uploads\/2013\/01\/2012.12.23-Pamela-Flaherty1-e1357303786951.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-87\" title=\"2012.12.23-Pamela Flaherty1\" alt=\"\" src=\"http:\/\/www.gpcommon.org\/ch\/wp-content\/uploads\/2013\/01\/2012.12.23-Pamela-Flaherty1-e1357303786951.jpg\" width=\"200\" height=\"165\" \/><\/a><\/div>\n<div>\u00a0[break]<\/div>\n<div><!--?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"no\"?--><\/p>\n<div>\u00a0\u7f16\u8005\u6309\uff1a\u00a0Pamela P. Flaherty\u662f\u82b1\u65d7\u57fa\u91d1\u4f1a\u7684\u8463\u4e8b\u957f\u4e0eCEO\uff0c\u540c\u65f6\u662f\u82b1\u65d7\u96c6\u56e2\u516c\u6c11\u8d23\u4efb\u90e8\u603b\u76d1\u3002<\/div>\n<div>\u672c\u6587\u539f\u672c\u4e3aSkoll\u4e16\u754c\u8bba\u575b\u6b63\u63a8\u51fa\u7684\u201c\u6211\u4eec\u7684\u53d8\u9769\u7406\u8bba\u201d\u7cfb\u5217\u4e13\u9898\u6240\u4f5c\u3002\u8fd9\u4e00\u4e13\u9898\u65e8\u5728\u7a81\u51fa\u5f3a\u8c03\u81f4\u529b\u4e8e\u793e\u4f1a\u5f71\u54cd\u529b\uff08social impact\uff09\u7684\u6295\u8d44\u673a\u6784\u7684\u4e0d\u540c\u6218\u7565\u4e0e\u65b9\u6cd5\u3002<\/div>\n<div>[break]<\/div>\n<div>\u591a\u5e74\u6765\uff0c\u82b1\u65d7\u57fa\u91d1\u4f1a\u505a\u4e86\u5927\u91cf\u5c0f\u989d\u8d44\u52a9\u3002\u57282008\u5e74\uff0c\u6211\u4eec\u8d44\u52a9\u4e862600\u7b14\uff0c\u6709\u7684\u4ec5\u53ea2500\u7f8e\u5143\u800c\u5df2\u3002\u8fd9\u4e9b\u8d44\u52a9\u66f4\u5173\u5fc3\u6d3b\u52a8\u7684\u6210\u529f\u5b9e\u73b0\uff0c\u800c\u4e0d\u662f\u8ffd\u6c42\u5f71\u54cd\u548c\u7ed3\u679c\u3002\u6211\u4eec\u7684\u76ee\u6807\u662f\u5728\u8d44\u6e90\u5141\u8bb8\u7684\u524d\u63d0\u4e0b\uff0c\u5c06\u8d44\u91d1\u5206\u914d\u7ed9\u5c3d\u53ef\u80fd\u591a\u7684\u793e\u533a\u673a\u6784\uff0c\u800c\u8fd9\u4e9b\u9879\u76ee\u4e5f\u6d89\u53ca\u8bf8\u591a\u9886\u57df\u3002<\/div>\n<div>\u00a0[break]<\/div>\n<div>\u6211\u4eec\u9010\u6e10\u8ba4\u8bc6\u5230\u5fc5\u987b\u805a\u7126\uff0c\u5e76\u4e14\u8bbe\u7acb\u53ef\u6d4b\u91cf\u7684\u5f71\u54cd\u529b\u76ee\u6807\uff0c\u4ee5\u8868\u73b0\u7406\u6027\u7684\u6295\u8d44\u601d\u7ef4\uff0c\u5e76\u8d1f\u8d23\u5730\u5229\u7528\u6211\u4eec\u7684\u8d22\u653f\u8d44\u6e90\u3002<\/div>\n<div>[break]<\/div>\n<div>\u00a0\u4e00\u70b9\u5c0f\u80cc\u666f\uff1a2007\u5e74\uff0c\u5728\u6211\u51fa\u4efb\u82b1\u65d7\u57fa\u91d1\u4f1a\u7684\u8463\u4e8b\u957f\u548cCEO\u65f6\uff0c\u57fa\u91d1\u4f1a\u5df2\u7ecf\u5728100\u591a\u4e2a\u56fd\u5bb6\u6709\u843d\u5730\u9879\u76ee\u3002\u6211\u7684\u884c\u4e8b\u65b9\u5f0f\u662f\u6211\u5728\u82b1\u65d7\u591a\u5e74\u7ecf\u9a8c\u7684\u4f53\u73b0&#8212;\u6211\u66fe\u5728\u96c6\u56e2\u5185\u62c5\u4efb\u4e0d\u540c\u804c\u4f4d\uff0c\u4ece\u7ba1\u7406\u7ebd\u7ea6\u5e02\u7684\u4e2a\u4eba\u94f6\u884c\u4e1a\u52a1\uff0c\u5230\u8d1f\u8d23\u4eba\u529b\u8d44\u6e90\u3002\u6211\u6df1\u77e5\uff0c\u5728\u5411\u5185\u90e8\u5408\u4f19\u4eba\u3001\u53d7\u8d44\u52a9\u65b9\u548c\u80a1\u4e1c\u8bc1\u660e\u6211\u4eec\u57fa\u91d1\u4f1a\u4ef7\u503c\u7684\u540c\u65f6\uff0c\u6211\u4eec\u5fc5\u987b\u5bf9\u57fa\u91d1\u4f1a\u8fdb\u884c\u8c03\u6574\uff0c\u4f7f\u5176\u4e0e\u82b1\u65d7\u96c6\u56e2\u7684\u4e1a\u52a1\u80fd\u529b\u4e0e\u4f7f\u547d\u66f4\u597d\u5730\u534f\u540c\u4e00\u81f4\u3002\u7ecf\u8fc7\u4e00\u5e74\u591a\u7684\u6df1\u5165\u5206\u6790\u548c\u4e0e\u5408\u4f5c\u4f19\u4f34\u591a\u6b21\u4f1a\u8c08\u540e\uff0c\u6211\u4eec\u5c06\u6218\u7565\u63d0\u70bc\u4e3a\uff1a\u62d3\u5c55\u666e\u60e0\u91d1\u878d\uff0c\u5e76\u4e3a\u4f4e\u6536\u5165\u4e2a\u4eba\u548c\u5bb6\u5ead\u7ecf\u6d4e\u8d4b\u6743\u3002<\/div>\n<div>[break]<\/div>\n<div>\u8fd9\u5bf9\u4e8e\u6211\u4eec\u975e\u5e38\u91cd\u8981\uff0c\u56e0\u4e3a\u6211\u4eec\u6df1\u4fe1\u666e\u60e0\u91d1\u878d\u53ef\u4ee5\u5e26\u52a8\u7ecf\u6d4e\u8d4b\u6743\u3001\u521b\u9020\u7ecf\u6d4e\u673a\u4f1a\u3002\u6839\u636e\u9ea6\u80af\u9521\u7684\u7814\u7a76\uff0c\u5168\u4e16\u754c\u5927\u7ea6\u670927\u4ebf\u4eba\u6839\u672c\u6ca1\u6709\u94f6\u884c\u8d26\u6237\u6216\u8005\u7f3a\u4e4f\u94f6\u884c\u670d\u52a1\u3002\u4ed6\u4eec\u65e0\u6cd5\u63a5\u89e6\u6b63\u89c4\u7684\u91d1\u878d\u670d\u52a1\uff0c\u800c\u8fd9\u4e9b\u91d1\u878d\u670d\u52a1\u53ef\u4ee5\u4e3a\u91d1\u878d\u8d44\u4ea7\u63d0\u4f9b\u5b89\u5168\u548c\u4fdd\u969c\uff0c\u5e76\u63d0\u9ad8\u5bb6\u5ead\u7ecf\u6d4e\u7684\u6297\u98ce\u9669\u80fd\u529b\u3002\u5f71\u54cd\u4ed6\u4eec\u83b7\u5f97\u6b63\u89c4\u91d1\u878d\u670d\u52a1\u7684\u539f\u56e0\u5305\u62ec\u6210\u672c\u3001\u8ddd\u79bb\u3001\u793e\u4f1a\u58c1\u5792\u3001\u6559\u80b2\u4ee5\u53ca\u5408\u9002\u7684\u91d1\u878d\u4ea7\u54c1\u8bbe\u8ba1\u3002<\/div>\n<div>[break]<\/div>\n<div>\u501f\u52a9\u4e8e\u6210\u767e\u4e0a\u5343\u7684\u53d7\u8d44\u52a9\u673a\u6784\uff0c\u5e76\u4e0e\u82b1\u65d7\u96c6\u56e2\u4e1a\u52a1\u90e8\u95e8\u5408\u4f5c\uff0c\u82b1\u65d7\u57fa\u91d1\u4f1a\u81f4\u529b\u4e8e\u901a\u8fc7\u5f00\u53d1\u548c\u914d\u7f6e\u5408\u9002\u7684\u3001\u80fd\u652f\u4ed8\u5f97\u8d77\u7684\u4ea7\u54c1\u6765\u514b\u670d\u8fd9\u4e9b\u969c\u788d\u3002\u53d7\u8fc7\u6559\u80b2\u548c\u8d4b\u6743\u7684\u4e2a\u4f53\uff0c\u901a\u8fc7\u79d1\u6280\u624b\u6bb5\u80fd\u66f4\u5bb9\u6613\u83b7\u5f97\u8fd9\u4e9b\u4ea7\u54c1\u3002<\/div>\n<div>\u00a0[break]<\/div>\n<div>\u91d1\u878d\u670d\u52a1\u521b\u65b0\u4e2d\u5fc3\uff08Center for Financial Services Innovation, CFSI\uff09\u662f\u4e00\u4e2a\u5c24\u5176\u5bcc\u4e8e\u521b\u65b0\u7684\u5408\u4f5c\u4f19\u4f34\uff0c\u6211\u4eec\u4e00\u8d77\u8054\u5408\u8bbe\u7acb\u4e86\u53f2\u4e0a\u7b2c\u4e00\u4e2a\u201c\u7f8e\u56fd\u91d1\u878d\u80fd\u529b\u521b\u65b0\u57fa\u91d1\u201d\uff08<a href=\"http:\/\/cfsinnovation.com\/financial\">US Financial Capability Innovation Fund<\/a>\uff09\u3002\u91d1\u878d\u670d\u52a1\u521b\u65b0\u4e2d\u5fc3\u548c\u8fd9\u4e2a\u57fa\u91d1\uff0c\u9f13\u52b1\u4ee5\u521b\u65b0\u65b9\u5f0f\u5f00\u53d1\u548c\u4ea4\u4ed8\u6709\u5229\u4e8e\u63d0\u9ad8\u7f8e\u56fd\u4eba\u6c11\u91d1\u878d\u80fd\u529b\u7684\u4ea7\u54c1\u3002\u73b0\u5728\u6b63\u8fdb\u884c\u7b2c\u4e8c\u8f6e\u6295\u8d44\uff0c\u57fa\u91d1\u5df2\u7ecf\u6295\u8d44\u4e86\u4e94\u4e2a\u4e0d\u540c\u7684\u9879\u76ee\u3002\u8fd9\u4e9b\u9879\u76ee\u90fd\u5728\u68c0\u9a8c\u6a21\u5f0f\u7a81\u7834\uff0c\u5176\u4e2d\u7684\u201c\u50a8\u84c4\u9b54\u529b\u201d\uff08<a href=\"https:\/\/secure.piggymojo.com\/\">Piggymojo<\/a>\uff09\u5c31\u662f\u901a\u8fc7\u91c7\u7528\u79d1\u6280\u624b\u6bb5\u548c\u793e\u4f1a\u7f51\u7edc\u6765\u6fc0\u52b1\u50a8\u84c4\u51b2\u52a8\u3002<\/div>\n<div>[break]<\/div>\n<div>\u5357\u7f8e\u7684\u201c\u9879\u76ee\u8d44\u672c\u201d\uff08<a href=\"http:\/\/www.proyectocapital.org\/index.php\/en\/\">Proyecto Capital<\/a>\uff09\u7684\u5de5\u4f5c\u4e5f\u4ee4\u6211\u4eec\u632f\u594b\u3002\u201c\u9879\u76ee\u8d44\u672c\u201d\u6b63\u5728\u8bd5\u9a8c\u3001\u63a8\u5e7f\u548c\u8bc4\u4f30\u4e3a\u589e\u8fdb\u91d1\u878d\u666e\u60e0\u800c\u5b9a\u5236\u7684\u9879\u76ee\uff0c\u8fd9\u4e9b\u9879\u76ee\u5c06\u50a8\u84c4\u548c\u7406\u8d22\u6559\u80b2\u4e0e\u653f\u5e9c\u8d44\u52a9\u7684\u201d\u6709\u6761\u4ef6\u73b0\u91d1\u8f6c\u79fb\u652f\u4ed8\u8ba1\u5212\u201d\uff08conditional cash transfer\uff09\u8fde\u63a5\u8d77\u6765\u3002\u901a\u8fc7\u8fd9\u4e2a\u8ba1\u5212\uff0c\u4e16\u754c\u5404\u56fd\u653f\u5e9c\u4e3a\u652f\u6301\u516c\u6c11\u7684\u793e\u4f1a\u798f\u5229\u652f\u51fa\u6570\u767e\u4ebf\u7f8e\u5143\u73b0\u91d1\uff0c\u8fd9\u4e9b\u653f\u5e9c\u652f\u4ed8\u9879\u76ee\uff0c\u603b\u4f53\u800c\u8a00\u5e76\u6ca1\u6709\u548c\u6b63\u89c4\u91d1\u878d\u4ea7\u54c1\u6216\u8005\u673a\u6784\u6302\u94a9\uff0c\u653f\u5e9c\u62e8\u6b3e\u4e00\u7ecf\u6536\u8bab\u5373\u523b\u5c31\u88ab\u82b1\u8d39\u3002\u201c\u9879\u76ee\u8d44\u672c\u201d\u80fd\u5c06\u8fd9\u4e9b\u73b0\u91d1\u652f\u4ed8\u4e0e\u91d1\u878d\u673a\u6784\u6574\u5408\u8d77\u6765\uff0c\u4ee5\u4f7f\u5f97\u4f4e\u6536\u5165\u4eba\u7fa4\u80fd\u5b58\u4e0a\u4e00\u5c0f\u7b14\u94b1\u3002\u8fd9\u4e00\u50a8\u84c4\u884c\u4e3a\u53ef\u4ee5\u5b9e\u73b0\u4e24\u4e2a\u76ee\u6807\uff1a\u7b2c\u4e00\uff0c\u5b83\u6709\u52a9\u4e8e\u5efa\u7acb\u8d22\u52a1\u5b89\u5168\uff1b\u7b2c\u4e8c\uff0c\u5b83\u80fd\u6539\u53d8\uff08\u53d7\u653f\u5e9c\u6551\u6d4e\u7684\uff09\u9886\u6b3e\u4eba\u7684\u89c2\u5ff5\uff0c\u4ece\u5c06\u94b1\u82b1\u5149\u8f6c\u53d8\u5230\u8d44\u4ea7\u5efa\u8bbe\uff0c\u6216\u8005\u8bf4\u77ed\u671f\u601d\u7ef4\u8f6c\u53d8\u5230\u957f\u671f\u7b79\u5212\u3002\u540c\u65f6\uff0c\u201c\u9879\u76ee\u8d44\u672c\u201d\u7684\u5de5\u4f5c\u4e5f\u6b63\u5408\u65f6\u5b9c\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u653f\u5e9c\u770b\u5230\u4e86\u5c06\u8fd9\u4e9b\u8f6c\u79fb\u652f\u4ed8\u548c\u50a8\u84c4\u8054\u7cfb\u8d77\u6765\u7684\u673a\u4f1a\uff0c\u4e5f\u6b63\u5728\u53d8\u9769\u76f8\u5173\u7684\u7ecf\u6d4e\u548c\u793e\u4f1a\u53d1\u5c55\u653f\u7b56\uff0cG20\u6700\u8fd1\u7684\u8054\u5408\u58f0\u660e\u5c31\u662f\u4f8b\u8bc1\u3002<\/div>\n<div>[break]<\/div>\n<div>\u5f53\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u793e\u533a\u80fd\u79ef\u7d2f\u8d77\u8bf8\u5982\u6559\u80b2\u3001\u50a8\u84c4\u6216\u8c0b\u751f\u6280\u80fd\u8fd9\u4e9b\u8d44\u4ea7\u65f6\uff0c\u4ed6\u4eec\u4fbf\u66f4\u6709\u53ef\u80fd\u63d0\u9ad8\u7ecf\u6d4e\u7684\u6297\u98ce\u9669\u80fd\u529b\uff0c\u5b9e\u73b0\u66f4\u9ad8\u6548\u7684\u751f\u6d3b\u3002<\/div>\n<div>\u00a0[break]<\/div>\n<div>\u6211\u4eec\u7684\u53d8\u9769\u7406\u8bba\u7684\u6838\u5fc3\u662f\u6211\u4eec\u6709\u80fd\u529b\u64ac\u52a8\u82b1\u65d7\u96c6\u56e2\u5168\u7403\u4eba\u624d\u3001\u80fd\u529b\u548c\u8d44\u6e90\uff0c\u8ba9\u597d\u7684\u7406\u5ff5\u5f97\u4ee5\u63a8\u5e7f\u3002\u6211\u4eec\u7684\u201c\u8d85\u8d8a\u6148\u5584\u201d\u6218\u7565\u7684\u4e00\u4e2a\u5f88\u597d\u7684\u6848\u4f8b\u5c31\u662f\u6211\u4eec\u52aa\u529b\u4e0e\u201c\u82b1\u65d7\u5c0f\u989d\u4fe1\u8d37\u201d\u90e8\u95e8\u5408\u4f5c\uff0c\u5e2e\u52a9\u4f4e\u6536\u5165\u5bb6\u5ead\u5efa\u7acb\u5927\u5b66\u6559\u80b2\u50a8\u84c4\u8d26\u6237\uff0c\u8fd9\u53ef\u4ee5\u6210\u4e3a\u4ed6\u4eec\u7684\u5b69\u5b50\u6210\u529f\u83b7\u5f97\u5927\u5b66\u6559\u80b2\u7684\u8df3\u677f\u3002\u6700\u8fd1\u7684\u7814\u7a76\u8868\u660e\uff0c\u6765\u81ea\u6709\u5927\u5b66\u6559\u80b2\u50a8\u84c4\u8d26\u6237\u7684\u4f4e\u6536\u5165\u5bb6\u5ead\u7684\u5b66\u751f\uff0c\u5176\u63a5\u53d7\u5927\u5b66\u6559\u80b2\u7684\u53ef\u80fd\u6027\u662f\u6ca1\u6709\u50a8\u84c4\u8d26\u6237\u5bb6\u5ead\u7684\u5b66\u751f7\u500d\u4e4b\u591a\u3002\u7b80\u800c\u8a00\u4e4b\uff0c\u50a8\u84c4\u884c\u4e3a\u6709\u52a9\u4e8e\u6fc0\u53d1\u5e76\u589e\u5f3a\u5b9e\u73b0\u8bf8\u5982\u4e0a\u5927\u5b66\u8fd9\u6837\u7684\u957f\u671f\u76ee\u6807\u7684\u6bc5\u529b\u3002\u901a\u8fc7\u82b1\u65d7\u57fa\u91d1\u4f1a\u7684\u9886\u5bfc\u548c\u8d44\u52a9\uff0c\u4e0e\u6211\u4eec\u5408\u4f5c\u4f19\u4f34\u201c\u77e5\u8bc6\u5c31\u662f\u529b\u91cf\u201d\u57fa\u91d1\u4f1a\uff08<a href=\"http:\/\/www.kipp.org\/\">Knowledge Is Power Program<\/a>\uff0cKIPP\uff09\u548c\u201c\u8054\u5408\u9ed1\u4eba\u5927\u5b66\u57fa\u91d1\u201d\uff08United Negro College Fund , UNCF\uff09\u4e00\u9053\uff0c\u5728\u9009\u53d6\u7684\u51e0\u4e2a\u57ce\u5e02\uff0c\u6211\u4eec\u5e2e\u52a9\u6210\u5343\u4e0a\u4e07KIPP\u57fa\u91d1\u4f1a\u7279\u8bb8\u5b66\u6821\u7684\u5b66\u751f\u5efa\u7acb\u4e86\u5927\u5b66\u6559\u80b2\u50a8\u84c4\u8d26\u6237\u3002\u800c\u8fd9\u4e2a\u884c\u52a8\u7684\u72ec\u7279\u4e4b\u5904\u5728\u4e8e\uff0c\u6211\u4eec\u201c\u82b1\u65d7\u96c6\u56e2\u5c0f\u989d\u4fe1\u8d37\u201d\u90e8\u95e8\u7684\u540c\u4e8b\u4e5f\u5168\u529b\u53c2\u4e0e\uff0c\u7279\u5730\u4e3a\u6b64\u8bbe\u8ba1\u4e86\u4e00\u4e2a\u53ef\u4ee5\u89c4\u6a21\u5316\u6269\u5c55\u7684\u50a8\u84c4\u5e73\u53f0\uff0c\u4f7f\u8fd9\u4e00\u8ba1\u5212\u5f97\u4ee5\u5927\u89c4\u6a21\u5730\u6709\u6548\u63a8\u5e7f\u3002<\/div>\n<div>[break]<\/div>\n<div>\u6211\u4eec\u610f\u8bc6\u5230\u6211\u4eec\u7684\u6148\u5584\u8d44\u6e90\u662f\u6709\u9650\u7684\uff082012\u5e74\u603b\u8d44\u52a9\u989d\u662f7800\u4e07\u7f8e\u5143\uff09\uff0c\u9664\u6211\u4eec\u7684\u201c\u8d85\u8d8a\u6148\u5584\u201d\u6218\u7565\u3001\u5bfb\u6c42\u5408\u4f5c\u3001\u6295\u8d44\u521b\u65b0\u4e0e\u8ffd\u8e2a\u793e\u4f1a\u5f71\u54cd\u5916\uff0c\u6211\u4eec\u8fd8\u5728\u5173\u6ce8\u7684\u9886\u57df\u91cc\u8fdb\u884c\u601d\u60f3\u9886\u5bfc\u529b\u7684\u6295\u8d44\uff0c\u4ee5\u4fbf\u4e8e\u5206\u4eab\u6709\u6548\u5c1d\u8bd5\uff0c\u5e76\u501f\u6b64\u5f71\u54cd\u653f\u7b56\u548c\u884c\u4e1a\u5b9e\u8df5\u3002\u4f8b\u5982\uff0c\u6211\u4eec\u6295\u8d44\u7814\u7a76\u9879\u76ee\uff0c\u5728\u8be0\u91ca\u673a\u4f1a\u7684\u540c\u65f6\u9f13\u52b1\u5bf9\u8bdd\u3002\u4e00\u4e2a\u4f8b\u5b50\u5c31\u662f\u6211\u4eec\u59d4\u6258<span style=\"color: #1a1a1a;\">\u6469\u7acb\u7279<\/span>\u96c6\u56e2(Monitor Group)\u00a0\u8fdb\u884c\u4e86\u4e00\u9879\u5173\u4e8e\u201c\u7f29\u5c0f\u5dee\u8ddd\u201d\uff08Bridging the Gap)\u7684\u7814\u7a76\u9879\u76ee\uff0c\u8fd9\u4e00\u9879\u76ee\u65e8\u5728\u5e2e\u52a9\u94f6\u884c\u548c\u5c0f\u989d\u4fe1\u8d37\u673a\u6784\u66f4\u597d\u5730\u7406\u89e3\uff1a\u901a\u8fc7\u7406\u8d22\u6559\u80b2\uff0c\u8d4b\u6743\u7ed9\u5ba2\u6237\u5e2e\u52a9\u5176\u5408\u7406\u51b3\u7b56\u7684\u4ef7\u503c\u6240\u5728\u3002\u8fd9\u4e00\u7814\u7a76\u7684\u7a81\u7834\u6027\u6210\u5c31\u662f\u8ba9\u8fd9\u4e9b\u673a\u6784\u6df1\u523b\u7684\u7406\u89e3\u4e86\u63d0\u9ad8\u5ba2\u6237\u7406\u8d22\u80fd\u529b\u5bf9\u4e8e\u673a\u6784\u672c\u8eab\u7684\u5546\u4e1a\u4ef7\u503c\uff0c\u7531\u6b64\u4e3a\u7406\u8d22\u6559\u80b2\u9879\u76ee\u7684\u6301\u7eed\u53d1\u5c55\u627e\u5230\u4e86\u51fa\u8def\uff0c\u800c\u6b64\u524d\uff0c\u7406\u8d22\u6559\u80b2\u9879\u76ee\u4e00\u76f4\u88ab\u89c6\u4e3a\u4e00\u9879\u652f\u51fa\u3002\u7814\u7a76\u62a5\u544a\u786e\u8ba4\u4e865\u4e2a\u7406\u8d22\u6559\u80b2\u6a21\u5f0f\uff0c\u65e2\u80fd\u521b\u6536\uff0c\u53c8\u80fd\u8d4b\u6743\u4e8e\u5ba2\u6237\u3002<\/div>\n<div>[break]<\/div>\n<div>\u6211\u4eec\u6700\u540e\u7684\u4e00\u4e2a\u8f6c\u53d8\u662f\u5bf9\u5f71\u54cd\u529b\u8fdb\u884c\u6d4b\u91cf\u3002\u6211\u4eec\u4e0e\u88ab\u8d44\u52a9\u673a\u6784\u8fdb\u884c\u5408\u4f5c\uff0c\u5e2e\u52a9\u5176\u6d4b\u91cf\u4ed6\u4eec\u7684\u6d3b\u52a8\u5982\u4f55\u6539\u5584\u4e86\u5ba2\u6237\u7684\u751f\u6d3b\u3002\u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u6211\u4eec\u4e0d\u518d\u4f7f\u7528\u201c\u7406\u8d22\u6559\u80b2\u201d\u8fd9\u4e2a\u8bcd\uff0c\u800c\u5f00\u59cb\u4f7f\u7528\u201d\u7406\u8d22\u80fd\u529b\u201d\u3002\u6211\u4eec\u5e0c\u671b\u77e5\u9053\u5982\u679c\u50a8\u84c4\u66f4\u591a\uff0c\u6216\u503a\u52a1\u66f4\u5c11\u662f\u5426\u53ef\u4ee5\u8ba9\u4eba\u4eec\u7684\u751f\u6d3b\u53d8\u5f97\u66f4\u597d\u3002\u54ea\u4e9b\u5b9e\u8df5\u6709\u6548\uff0c\u54ea\u4e9b\u5b9e\u8df5\u65e0\u6548\uff0c\u76f8\u5173\u8bc1\u636e\u6b63\u5728\u9010\u6e10\u663e\u73b0\u3002\u901a\u8fc7\u4e0e\u91d1\u878d\u670d\u52a1\u521b\u65b0\u4e2d\u5fc3\u53ca\u82b1\u65d7\u7406\u8d22\u80fd\u529b\u7814\u7a76\u4e13\u9879\u57fa\u91d1\u534f\u540c\u7814\u7a76\uff0c\u5e76\u4e0e\u6276\u8d2b\u521b\u65b0\u884c\u52a8\uff08Innovation for Poverty Action, IPA\uff09\u5408\u4f5c\uff0c\u6211\u4eec\u6b63\u5728\u53d1\u73b0\u6210\u529f\u4e14\u6709\u6548\u7387\u7684\u6a21\u5f0f\u3002\u8fd9\u4e9b\u7279\u5b9a\u9879\u76ee\u548c\u5927\u91cf\u6587\u732e\u7814\u7a76\u8868\u660e\uff0c\u4e0e\u6559\u80b2\u5173\u8054\u7684\u9002\u65f6\u4ea7\u54c1\uff0c\u5982\u679c\u80fd\u8ba9\u4eba\u4eec\u5b66\u4ee5\u81f4\u7528\uff0c\u90a3\u4e48\u5b83\u4eec\u7684\u786e\u80fd\u6539\u53d8\u4eba\u4eec\u7684\u7ecf\u6d4e\u884c\u4e3a\u3002<\/div>\n<div>[break]<\/div>\n<div>\u6211\u4eec\u5f88\u8363\u5e78\u80fd\u5165\u9009\u201cSkoll\u4e16\u754c\u8bba\u575b\u201d\u5728\u7ebf\u8fde\u8f7d\u7cfb\u5217\uff0c\u6765\u5206\u4eab\u6211\u4eec\u7684\u901a\u8fc7\u521b\u65b0\u3001\u534f\u4f5c\u548c\u4e13\u6ce8\u89e3\u51b3\u91cd\u5927\u793e\u4f1a\u548c\u7ecf\u6d4e\u95ee\u9898\u7684\u65b9\u5f0f\u65b9\u6cd5\u3002\u82b1\u65d7\u57fa\u91d1\u4f1a\u4e00\u76f4\u4e50\u4e8e\u901a\u8fc7\u5b66\u4e60\u4ed6\u4eba\u7684\u7ecf\u9a8c\u6765\u6539\u8fdb\u6211\u4eec\u7684\u8fd0\u4f5c\u65b9\u5f0f\u3002Skoll\u4e16\u754c\u8bba\u575b\u8fde\u8f7d\u7cfb\u5217\u8ba9\u6211\u4eec\u6709\u673a\u4f1a\u548c\u4f60\u4eec\u5927\u5bb6\u4e00\u8d77\uff0c\u501f\u4ed6\u5c71\u4e4b\u77f3\uff0c\u4e0d\u65ad\u8fdb\u6b65\u3002<\/div>\n<div>[break]<\/div>\n<div>[break]<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u82b1\u65d7\u57fa\u91d1\u4f1a\u8fd1\u5e74\u6765\u7684\u8d44\u52a9\u989d\u57fa\u672c\u4fdd\u6301\u5728\u5168\u7f8e\u4f01\u4e1a\u57fa\u91d1\u4f1a\u7684\u524d10\u540d\u3002\u8fd9\u6837\u5927\u89c4\u6a21\u7684\u8d44\u52a9\u8d44\u91d1\uff0c\u4ed6\u4eec\u4ee5\u524d\u4e00\u76f4\u91c7\u7528\u5929\u5973\u6563\u82b1\u5f0f\u7684\u8d44\u52a9\u65b9\u5f0f\uff0c\u5728\u672c\u6587\u4e2d\uff0cPamela Flaherty\u63cf\u8ff0\u4e86\u57fa\u91d1\u4f1a\u5982\u4f55\u8f6c\u53d8\u4e86\u8d44\u52a9\u6218\u7565\u3002<\/p>\n","protected":false},"author":4,"featured_media":87,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ti_tpc_template_sync":false,"_ti_tpc_template_id":"","spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[56],"tags":[28,11,18,12,33],"class_list":["post-86","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-innovation","tag-28","tag-11","tag-18","tag-12","tag-33"],"jetpack_featured_media_url":"http:\/\/www.gpcommon.org\/ch\/wp-content\/uploads\/2013\/01\/2012.12.23-Pamela-Flaherty1-e1357303786951.jpg","jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/p30u82-1o","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/posts\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":11,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"predecessor-version":[{"id":1185,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/posts\/86\/revisions\/1185"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/media\/87"}],"wp:attachment":[{"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.gpcommon.org\/ch\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}